Financial Cost Estimator

What Will Your
GLP-1 Treatment
Actually Cost?

Estimate your true total cost — medication, telehealth, membership, consultations, labs, supplies and more. Reference prices from US manufacturer programs (NovoCare, LillyDirect) — adjust to match your actual costs. United States pricing, verified September 2026.

Cost estimate only. This calculator estimates financial costs only. It does not provide medical advice, diagnosis, treatment recommendations, dosing guidance, or determine whether a medication is appropriate for you. We do not sell, prescribe, or recommend any medication. Consult a licensed healthcare provider for medical questions.
GLP-1 treatment cost calculator — estimate your total spending

Your Treatment Cost Estimate

This calculator estimates financial costs only. It does not provide medical advice, diagnosis, treatment recommendations, dosing guidance, or determine whether a medication is appropriate for you.

Medication Type

Products are listed for comparing published reference prices only, not as a recommendation.
Different published prices exist for different product presentations and acquisition routes.
Reference medication price
Select a product and price option to see the published reference price.

Medication Cost You Actually Pay

Enter your actual or expected monthly cost. If left at $0, the reference price is used. This is what you pay — not what insurance pays.

Provider & Treatment Costs

Monthly telehealth or program membership
Bloodwork or monitoring costs
Syringes, alcohol pads, sharps disposal
Often $0 if included in program
Any other recurring treatment cost

Consultation Costs

One-time first-visit fee
Cost per follow-up visit
Months between visits

Time Period

Long-term projection assumes prices remain constant. GLP-1 pricing changes frequently — verify annually.
Ongoing Monthly Cost
$0
Enter your costs to see your estimate
This is a financial estimate based on the prices and costs you enter or select. It is not a prediction of treatment cost, medical outcome, or insurance coverage.
First-Year Treatment Cost
$0
Average monthly in year 1: $0/mo
Includes introductory pricing and one-time consultation fees.
$0
Ongoing Annual
$0
Over 1 Year

Cost Breakdown

Enter your costs to see the breakdown
Published medication reference prices Current manufacturer-published prices used as optional reference values   \u25BE

Reference prices only. These are publicly published manufacturer prices for selected self-pay programs and offers. They are not quotes and do not represent the total cost of treatment. Actual out-of-pocket costs may differ. Verified September 2026.

Medication Published option Reference price / mo Type

Sources: NovoCare Pharmacy (Novo Nordisk) and LillyDirect (Eli Lilly) official pricing pages, verified September 2026. List prices (WAC) shown for reference only; most people do not pay list price. Savings-card prices (e.g., "as low as $25") are not shown here because they depend on individual eligibility and program terms — see the manufacturer's program page for current terms.

GLP-1 Treatment Cost Questions, Answered

How much does GLP-1 treatment cost per month?

Your total monthly treatment cost depends on the medication you use, how you pay, and any provider or program costs. Published manufacturer reference prices for self-pay programs range from approximately $149 to $449 per month for the medication alone, with introductory offers as low as $199 for a limited period. Your actual cost may differ based on insurance, pharmacy, and program eligibility. Telehealth memberships, consultations, labs, and supplies can add $25 to $200 or more per month. Enter your actual or expected costs above for a personalized total.

How much does GLP-1 treatment cost per year?

Annual cost depends on your medication, provider, and additional costs. For example, a published self-pay price of $349 per month for medication alone corresponds to approximately $4,188 per year. Adding a $79 monthly telehealth membership and $25 monthly labs brings the total to approximately $5,436 per year. Introductory pricing and one-time consultation fees can make your first year different from ongoing years. Use the calculator above for a personalized estimate.

Does insurance affect how much I pay for GLP-1 medication?

Yes. Insurance can change what you pay out of pocket, but coverage varies by plan, formulary, and the product prescribed. This calculator does not determine whether you qualify for coverage or estimate your insurance benefit. Enter the amount you actually pay out of pocket for your medication in the medication cost field. If you are paying cash, enter the cash price or use the published reference price.

What is the difference between list price and self-pay price?

List price (also called wholesale acquisition cost or WAC) is the price manufacturers publish for wholesalers and pharmacy negotiations. Most people do not pay list price. Self-pay prices are published direct-purchase prices from manufacturer programs such as NovoCare and LillyDirect. This calculator shows both, but uses the value you enter or select.

What are manufacturer savings programs?

Manufacturer savings programs (such as NovoCare savings cards and LillyDirect savings cards) can reduce out-of-pocket cost for some commercially insured patients. These programs have eligibility requirements, expiration dates, and terms set by the manufacturer. This calculator does not determine your eligibility and does not use savings-card prices as default costs. See the manufacturer's official program page for current terms.

Why are compounded GLP-1 products not included as reference prices?

Compounded GLP-1 products are not FDA-approved. The FDA resolved the US shortage of semaglutide in February 2025 and tirzepatide in late 2024. In April 2026, the FDA proposed excluding semaglutide, tirzepatide, and liraglutide from the 503B Bulks List. The regulatory and enforcement environment for compounded GLP-1 products is changing. This calculator does not maintain reference prices for compounded products and does not recommend them. If you use compounded GLP-1, enter your actual cost in the medication cost field.

How much does a GLP-1 telehealth program cost?

Telehealth program structures vary. Some charge a monthly membership fee (typically $25 to $79 per month based on published provider pricing as of September 2026) plus the cost of medication. Others bill consultations separately, with initial visits ranging from $40 to $65 and follow-ups every 3 to 6 months. Some programs bundle medication, shipping, and supplies into a single price. This calculator does not recommend specific providers. Enter your actual program costs above for a personalized total.

What does compounded GLP-1 cost?

Compounded GLP-1 prices vary by provider, dose, supply duration, and pharmacy. Published prices from telehealth providers as of September 2026 range from approximately $60 to $199 per month for compounded semaglutide and $90 to $199 per month for compounded tirzepatide, plus any membership or consultation fees. These are not Calcuja reference prices. Compounded GLP-1 products are not FDA-approved, and the regulatory and enforcement environment is changing. This calculator does not recommend compounded products or providers. Enter your actual cost if you use compounded GLP-1.

Why is my first-year cost different from the ongoing cost?

Your first year may differ from ongoing years for several reasons. Manufacturer programs may offer introductory pricing for the first 1 to 2 months (for example, NovoCare offers Wegovy injection at $199 per month for the first 2 fills, then $349 per month). Telehealth programs may charge a one-time initial consultation fee. These one-time and introductory costs make year 1 different from subsequent years. This calculator shows your first-year cost separately from your ongoing annual cost.

Does the calculator determine my insurance coverage?

No. This calculator does not determine whether you qualify for insurance coverage, prior authorization, or any manufacturer program. It does not estimate your copay, deductible, coinsurance, or insurance benefit. Enter the amount you actually pay out of pocket for your medication and other costs. For coverage questions, consult your insurer. For current pricing, consult your pharmacy or the manufacturer's program.

What does monthly equivalent mean?

Some providers sell multi-week or multi-month supplies rather than billing monthly. A monthly equivalent is a mathematical normalization — the total supply cost divided by the number of months it covers. It does not mean the provider literally bills that amount every month. This calculator uses the costs you enter, so enter your actual monthly equivalent or monthly billing amount.

Is this calculator medical advice?

No. This is a financial cost estimator. It does not provide medical advice, diagnosis, treatment recommendations, dosing guidance, or determine whether a medication is appropriate for you. For medical questions, consult a licensed healthcare provider. For coverage questions, consult your insurer. For current pricing, consult your pharmacy or the manufacturer's program.

How This Calculator Works

Ongoing Monthly Cost

monthly = medication + membership + labs + supplies + shipping + other + (annual_followup / 12)
  • medication — Your entered actual cost, or the ongoing reference price if you entered $0
  • annual_followup — Follow-up cost × (12 / interval months)
  • Consultations are annualized and shown as a monthly equivalent

Source: User inputs with published manufacturer reference prices

First-Year Cost

first_year = intro_med + ongoing_med + monthly_recurring × 12 + initial_consult + annual_followup
  • intro_med — Intro price × intro months (if applicable)
  • ongoing_med — Ongoing price × (12 − intro months)
  • monthly_recurring — Membership + labs + supplies + shipping + other
  • initial_consult — One-time first-visit fee

Source: User inputs; intro pricing from manufacturer programs where supported

Ongoing Annual Cost

annual = ongoing_monthly × 12
  • ongoing_monthly — Your total ongoing monthly cost (includes annualized follow-ups)
  • Represents a typical year after introductory pricing ends
  • No inflation adjustment — prices assumed constant

Source: Simple multiplication; GLP-1 pricing changes frequently

Multi-Year Total

total = first_year + ongoing_annual × (years − 1)
  • years — 1, 2, or 5 (your selection)
  • Year 1 uses first-year cost; subsequent years use ongoing annual
  • No inflation or price-change assumption

Source: Simple multiplication; not a price forecast

Sources & References

Official Pricing Sources

  • NovoCare Pharmacy (Novo Nordisk): Published self-pay and savings-program pricing for Wegovy, Ozempic, and Rybelsus. Verified September 2026. → novocare.com
  • LillyDirect / Zepbound Pricing (Eli Lilly): Published self-pay pricing for Zepbound across product presentations. Verified September 2026. → pricinginfo.lilly.com
  • LillyDirect / Mounjaro Pricing (Eli Lilly): Published list price and savings-card information for Mounjaro. Verified September 2026. → pricinginfo.lilly.com

Regulatory Sources

  • U.S. Food and Drug Administration — Concerns with Unapproved GLP-1 Drugs: FDA statement on compounded and unapproved GLP-1 products, including safety, quality, and dosing-error concerns. → fda.gov
  • FDA Drug Shortages: Semaglutide shortage resolved February 21, 2025; tirzepatide shortage resolved late 2024. → fda.gov
  • FDA Proposes to Exclude Semaglutide, Tirzepatide, and Liraglutide on 503B Bulks List (April 30, 2026): FDA finding no clinical need for outsourcing facilities to compound these drugs from bulk substances. → fda.gov
  • FDA Compounding Policy Clarification (April 1, 2026): FDA statement on conditions for compounded drugs under Sections 503A and 503B, including "essentially a copy" determinations for GLP-1 products. → fda.gov

Medical Information Sources

  • NIH MedlinePlus — GLP-1 Receptor Agonists: General consumer information on GLP-1 receptor agonist medications. → medlineplus.gov

Important Notice & Limitations

Calcuja is a calculator website. Calcuja is not a medical practice, a pharmacy, or an insurer. This tool does not provide medical advice, diagnosis, or treatment recommendations. It does not determine whether a medication is appropriate for you.

No dosing or titration guidance. This calculator does not recommend, calculate, or display doses, titration schedules, or treatment plans. Product presentations are listed only because different published prices exist for different presentations.

No eligibility determination. This calculator does not determine whether you qualify for insurance coverage, manufacturer savings programs, patient assistance, or any other program. Manufacturer savings-card prices (e.g., "as little as $25") are not used as default costs because they depend on individual eligibility and program terms.

No insurance coverage determination. Insurance coverage varies by plan, formulary, and the product prescribed. This tool does not estimate your insurance benefit, copay, deductible, or coinsurance. Enter the amount you actually pay out of pocket.

No provider recommendations. This calculator does not recommend telehealth providers, compounding pharmacies, or any specific supplier. Provider costs are user-entered. Examples in the FAQ are dated and attributed, not endorsements.

Prices are reference values, not quotes. Branded reference prices are published prices from manufacturer programs, verified September 2026. Prices and program terms can change. Compounded GLP-1 pricing is not maintained as a Calcuja reference database. Always verify current pricing with your pharmacy, insurer, or the manufacturer's program.

Compounded GLP-1 products are not recommended. Compounded GLP-1 products are not FDA-approved. FDA oversight, availability, compounding requirements, and applicable laws can change. This calculator does not recommend compounded products or providers. If you use compounded GLP-1, enter your actual cost.

Investigational products are excluded. This calculator does not include retatrutide, orforglipron, cagrisema, survodutide, or any other product that is not FDA-approved.

For medical questions, consult a licensed healthcare provider. For coverage questions, consult your insurer. For current pricing, consult your pharmacy or the manufacturer's program.

Your data stays in your browser. No personal health information is required or sent to Calcuja. This calculator works entirely client-side.

For financial planning purposes only — not medical advice. Results are estimates based on user-entered prices and published manufacturer reference data. Full terms