Terms of Service

Last updated: May 2026

Summary: Calcuja is free to use. Our tools give you estimates, not professional advice. Don’t sue us for acting on a calculator result — always consult a professional for important financial, medical, or legal decisions.

1. Acceptance of Terms

By accessing or using calcuja.com, you agree to be bound by these Terms of Service and our Privacy Policy (including our use of web analytics services such as Google Analytics and Matomo). If you do not agree to all of these terms, please do not use this website. These terms apply to all visitors, users, and others who access or use the service.

2. Description of the Service

Calcuja provides free, browser-based calculators across financial, property, health, and academic categories. The service includes:

  • Financial calculators (compound interest, savings, mortgages, investments)
  • Property calculators (home affordability, rental yield, mortgage comparison)
  • Health & personal calculators (BMI, carbon footprint, pet costs, wedding budget)
  • Academic calculators (H-Index, G-Index, career projection, AI risk estimation)
  • Educational articles and blog content related to the above topics

All calculator computations are performed locally in your browser. No data you enter into the calculators is transmitted to our servers.

3. Acceptable Use

You may use Calcuja for personal, non-commercial purposes. You agree not to:

  • Reproduce, republish, or redistribute any content without written permission
  • Use automated means to scrape, crawl, or download site content in bulk
  • Attempt to interfere with, disrupt, or harm the website or its infrastructure
  • Use the service for any unlawful purpose or in violation of any applicable law
  • Represent our calculator results as professional financial, medical, or legal advice
  • Impersonate Calcuja or its operators in any context

We reserve the right to terminate access for any user who violates these terms.

4. No Professional Advice

The calculators and content on Calcuja are provided for informational and educational purposes only. Nothing on this website constitutes financial, investment, tax, legal, medical, or any other form of professional advice. Results are estimates based on the inputs you provide and the assumptions built into each calculator.

Always consult a qualified professional (financial adviser, doctor, solicitor, tax adviser, etc.) before making decisions that affect your health, finances, or legal situation. Past performance does not guarantee future results.

5. Disclaimer of Warranties

Calcuja.com is provided “as is” and “as available” without any representations or warranties, express or implied. We make no warranty that:

  • The service will be uninterrupted, timely, secure, or error-free
  • Calculation results will be accurate, complete, or suitable for your specific situation
  • Defects in the service will be corrected
  • The service or its servers are free of viruses or other harmful components

6. Limitation of Liability

To the fullest extent permitted by applicable law, the operators of Calcuja.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, arising from:

  • Your use of or reliance on the service or its content
  • Any errors or inaccuracies in calculation results
  • Unauthorised access to or alteration of your data
  • Interruptions or cessation of the service

Where statutory law does not permit the exclusion of liability, our liability is limited to the greatest extent permitted by such law.

7. Intellectual Property

All original content on Calcuja.com — including text, calculator logic, code, graphics, and design — is owned by or licensed to the operators of Calcuja.com and is protected by applicable intellectual property laws.

You may share individual calculator results or quotes from articles for non-commercial purposes, provided you clearly credit Calcuja.com and link back to the original page. Systematic reproduction, commercial use, or removal of attribution is prohibited without written permission.

8. Third-Party Links & Content

Calcuja.com may contain links to third-party websites or services. These links are provided for your convenience only. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites. We recommend reading the privacy policy of any third-party site you visit.

9. Changes to the Service & Terms

We reserve the right to modify or discontinue the service (or any part of it) at any time, with or without notice. We may also revise these Terms of Service at any time by updating this page. Your continued use of the site after any changes constitutes your acceptance of the revised terms. The “Last updated” date at the top of this page indicates when the terms were last revised.

10. Governing Law & Jurisdiction

These Terms of Service are governed by applicable law. Any disputes arising from or relating to these terms or the use of the service shall be resolved through good-faith negotiation or, if necessary, in the courts of the user's jurisdiction, subject to mandatory consumer protection laws.

For company details and contact information, see our Legal Information / Imprint.

11. Contact

Questions about these terms? Use our Contact page or email contact@calcuja.com. We aim to respond within 2 business days.