Plan B Readiness Calculator

Assess your need for diversification based on political, tax, and geopolitical risks. Calculate your recommended Plan B strategy.

Plan B calculator — diversification risk assessment for high net worth individuals

⚠️ This is an educational and exploratory tool. Risk assessments are subjective and based on current information. Consult legal and financial advisors before making decisions.

Risk Factor Assessment

30%
40%
25%
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15%
Your Risk Score
0%
Recommended Action
Diversification Level

Top Recommended Destinations

Portugal: Golden Visa €500k, tax-friendly regime, EU access
UAE: 0% personal tax, strategic location, growing hub
Singapore: Stable, low tax, strong passport
New Zealand: Safe, investor visa $10M, southern hemisphere
Plan B Investment = Golden Visa + Annual Costs × Years to Citizenship
Estimates based on 2024 Henley & Partners data · Figures in USD

Your Parameters

Total 10-Year Cost
$0
0% of net worth
Initial Investment
$0
Annual Costs
$0
Years to Citizenship
0
Compare Golden Visa Programs · Investment, Tax, Timeline
Data: Henley & Partners 2024 · Click headers to sort
Country ▾ Min Investment ▾ Tax Rate ▾ Citizenship (Years) ▾ Passport Strength ▾
Portugal €500,000 28% 5 186
Spain €500,000 45% 10 190
UAE $2,000,000 0% 10 176
Singapore $10,000,000 22% 10 195
New Zealand $10,000,000 39% 5 188
Greece €250,000 44% 7 185
Thailand $500,000 35% 5 80
Argentina $100,000 35% 2 170
Common Questions About Plan B Strategies

Frequently Asked Questions

What is a Golden Visa? A Golden Visa is a residency-by-investment program that grants permanent residency in exchange for a qualifying investment (real estate, government bonds, or business investment). After a set period (typically 5-10 years), you can apply for citizenship.

Which country has the fastest path to citizenship? Argentina offers the fastest path at 2 years of residency. Caribbean nations like St. Kitts offer direct citizenship through investment (no residency required), but these programs have higher costs and less travel freedom.

Is Argentina safe for wealthy individuals? Argentina has a history of economic instability (inflation, currency controls), but for the ultra-wealthy, it represents a southern hemisphere "Plan B" option. The key is diversification—Argentina as one door among many, not the sole strategy.

How much wealth should I diversify? Experts recommend diversifying 10-30% of net worth across jurisdictions, depending on your risk profile. The higher your risk score from this calculator, the more you should consider diversifying.

What are the tax implications? Tax treatment varies by country and your tax residency status. Some countries (UAE, Singapore) have 0% personal income tax. Others (Portugal) offer special tax regimes for new residents. Always consult a tax advisor before making decisions.

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